Murfreesboro TN

We know that getting a check loan, title loan or signature can get confusing. Our goal is to make this process as quick and painless as possible. We know that you have more important things to deal with so below are some of our most commonly asked questions and policies.

Frequently Asked Questions



Check Loans

$50-$425 in $25 increments
Loans are repayed bimonthly or monthly, depending on when you get paid.
You will receive the money the same day and leave with cash in hand.
You should bring a bank statement, pay stub, utility bill and drivers license.
Yes it does. It needs to be a bank that is located in Rutherford County.
For a first time customer, this process will take only 15 minutes. If you are a returning client, then you can be in and out within a couple minutes.
Yes. A reduced fee can occur if payment is made early.

Title Loans

You can borrow up to $2500 with a title loan. Another $2000 could be available with a signature loan.
Payments are due every 30 days. You can make additional payments to the principal once you have satisfied the minimum payment.
You will need to bring the car, car title, extra key, utility bill, pay stub and drivers license.
For a first time customer, this process will take only 15 minutes. If you are a returning client, then you can be in and out within a couple minutes.
You will receive the money the same day and leave with check in hand.
Yes there is. You will need to be a resident of Rutherford or Cannon Counties.
No. All makes and models of cars are accepted.
Yes we do. We will match or beat all of our competitors.

Signature Loans

The average signature loan that our customers get is $100-$500 which is paid back in a 3-6 month period. You may be able to borrow $2000 over a longer term.
Your loan payment is due monthly.
There is a 5 day grace period when your payment is due. After that, there is a late fee that will be added to your account.
You should bring a bank statement, pay stub, utility bill and drivers license.
Yes. You must work or reside in Rutherford County.
For a first time customer, this process will take only 15 minutes. If you are a returning client, then you can be in and out within a couple minutes.
You will receive the money the same day and leave with check in hand.
Yes. You will need to have had your current job for at least 6 months.

Helpful Tips for Check Loans

  1. Do not do your check loan online. Other companies will require you to do ACH. By doing this, you not only allow these companies to place money in your account, but they also have the ability to take money out. If the money isn’t in your account when they withdrawal it, you will get hit repeated with overdraft fees and this can be a vicious cycle. Mistakes can happen, but when they do, don’t get further behind with these pesky fees that occur all from ACH.

Helpful Tips for Title Loans

  1. Do not do your check loan online. Other companies will require you to do ACH. By doing this, you not only allow these companies to place money in your account, but they also have the ability to take money out. If the money isn’t in your account when they withdrawal it, you will get hit repeated with overdraft fees and this can be a vicious cycle. Mistakes can happen, but when they do, don’t get further behind with these pesky fees that occur all from ACH.
  2. The more money you borrow, the more you will have to pay back. Be aware of the businesses that try to lend you the max. They may not be looking out for your best interest.
  3. Some title lenders offer insurance. It is not of any benefit and is just another fee that you will have to pay.
  4. Pay more than the min. payment if you can.

Helpful Tips for Signature Loans

  1. Do not do your check loan online. Other companies will require you to do ACH. By doing this, you not only allow these companies to place money in your account, but they also have the ability to take money out. If the money isn’t in your account when they withdrawal it, you will get hit repeated with overdraft fees and this can be a vicious cycle. Mistakes can happen, but when they do, don’t get further behind with these pesky fees that occur all from ACH.

More Questions?

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