Not having credit, or having bad credit, can be difficult when you need to borrow money. No credit is not necessarily a bad thing but mostly indicates that you have not borrowed money recently. Creditors prefer to see that you have a good history of borrowing and repaying money, which counts towards your credit.
If you do not have credit, you can slowly build it up by applying for credit cards or taking out small loans to show that you repay your balance according to terms. The problem with this method is that it takes time to build credit. It could take you months or even years, which is not helpful when you need cash fast.
Having bad credit, in which you made poor financial decisions in the past, can also hold you back when you need to borrow money. Although you can work to improve your credit by paying off past due balances or collection accounts, it still takes time, which you probably do not have.
Bad credit, or no credit, a payday loan can help. A payday loan allows you to borrow a set amount of money fast. Usually, you can have cash in hand shortly after completing an application for a payday loan. When applying for a payday loan, your credit is not a factor, neither is your FICO score.
With A1 Cash, we can help get you money fast! Never mind your credit. The only requirement is that you have a current job, and receive a paycheck. Each payday loan will have specified terms, interest rates, and repayment options. To apply for a payday loan today, contact A1 Cash of Murfreesboro, Tennessee.