Ever find yourself short on cash or hit with an unexpected financial obligation? While waiting for payday can seem like an eternity, there is a simple solution to your problem – a car title loan. At A1 Cash, we make applying for a car title loan a quick and easy process. Here’s how it works.
With a car title loan, you are essentially borrowing money against your vehicle. If you own your vehicle outright, meaning that you hold the title, instead of the bank like in the case of most financed vehicles, your vehicle title is used as collateral. Bring in your vehicle’s title and get a 30-day cash loan.
How much money can I borrow?
That ultimately depends on how much cash you need and the value of your vehicle. The maximum amount allowed is $2,500. We will conduct a quick inspection of your vehicle to determine its loan value.
What are the terms of my loan?
Your contract will specifically outline the terms of your loan, when and how much it is to be repaid. The loan will be for 30 days, which means the loan is due in full within that time frame. As long as you pay your loan according to your contract, you get your vehicle’s title back at the end of the term.
What happens to my vehicle during the 30-day loan?
The great thing about a car title loan is that you still get to keep your car and drive it. Who says that you can’t have your cake and eat it too? We just hold your vehicle’s title, not your actual vehicle.
What if I need the loan longer than 30 days?
As long as you fulfill the fee requirement, if any, we may extend your loan for another 30-days. It is always best to discuss this option with us before the end of your initial agreement to renew your loan.
What if I have bad credit, can I still get a title loan?
Yes! With A1 Cash’s vehicle title loans, we do not run a credit check. Your vehicle title is held as collateral, so we are not as concerned with your past credit history.
If you have encountered an unexpected financial situation, come on into A1 Cash today to speak with one of our representatives regarding your quick cash options. You will be pleasantly surprised at the ease and convenience of our loan process. The whole process takes as little as 15 minutes!
To apply for a loan, come and visit us at A-1 Cash on 1945 Northwest Broad Street in Murfreesboro, TN, or call A-1 Cash at (615) 895-6446. You also can apply online today for a payday loan at www.a1cashadvance.com.